Explore VT Guarantee partners and eligible programs below.   

Please note: Transfer Pathways will show you bachelor’s degree program options to partner institutions after completing your associate degree under the VT Guarantee. 2+2 Pathways are articulated program maps from certain CCV programs to transfer partner bachelor’s degrees. 2+2 Pathways show you how the courses you take count and guarantee just 60 more credits after earning an associate degree at CCV.

• Special or Unusual Circumstance Appeal — A process in which students can request additional considerations be made when determining financial aid eligibility, often due to a recent change in household income or regarding dependency status.
• Award Year – School year for which financial aid is used to fund a student’s education. Generally, this is the 12-month period that begins on July 1st of one year and ends on June 30th of the following year.
• Cost of Attendance (COA) — The amount it will cost a student to go to school. This cost considers various aspects including, but not limited to tuition, room, board, and student fees. Indirect costs such as textbooks, travel, and personal expenses are also considered.
• Demonstrated Financial Need — The difference between the cost of attendance (COA) at a school and your Student Aid Index (SAI). While COA varies from school to school, your SAI does not change based on the school you attend.  
• Dependent/Independent — For federal aid purposes, a student is considered a dependent, regardless of claim status on federal taxes, unless the student is at least one of the following: at least 24 years old, married, a graduate/professional student, a veteran, a member of the armed forces, an orphan, a ward of the court, someone with legal dependents (not a spouse), an emancipated minor, or someone who is, or is at risk of being, homeless.
• Entrance Counseling — A mandatory information session which takes place before you receive your first federal student loan that explains your responsibilities and rights as a student borrower.
• FAFSA Submission Summary — The FAFSA Submission Summary is a paper or electronic document from the U.S. Department of Education’s office of Federal Student Aid that lists answers to the questions on the student’s FAFSA form and gives basic estimates about the student’s eligibility for federal student aid. It is not a financial aid offer.
• Free Application for Federal Student Aid (FAFSA) — To apply for federal student aid, such as federal grants, work-study, and loans, you need to complete the FAFSA. This application must be submitted every year that the student plans to utilize federal aid and can be found at Studentaid.gov.
• Federal Direct Loans (Subsidized/Unsubsidized) — Loans through the Direct Loan Program offer students a fixed interest rate and flexible repayment terms. The unsubsidized loan is not based on financial need and accrues interest while a student is enrolled. The subsidized loan is need-based and does not accrue interest while a student is enrolled.
• Grant — Gift aid that is typically based on financial need. Grants do not need to be paid back.
• Interest — Interest is a loan expense charged for the use of borrowed money. The expense is calculated as a percentage of the unpaid principal amount of the loan. While most loans create interest, individual rates between loans will vary. Please contact your loan servicer for more information on your specific loan.
• Master Promissory Note (MPN) — An MPN is a legal document that contains the Borrower’s Rights and Responsibilities and Terms and Conditions for repayment. Direct PLUS will utilize a different MPN than Direct Subsidized / Unsubsidized loans. An MPN must be completed before federal loans can be disbursed.
• Origination Fee — An upfront fee charged by a lender when taking out a loan. This is often represented as a percentage of the amount of the loan in question.
• PELL Grant — The Pell Grant is the largest federal grant program and is designed to assist students from low-income households. PELL grant eligibility is automatically determined based on the information in your FAFSA.
• PLUS Loan — Direct PLUS Loans are federal loans and are applied for at StudentAid.gov. Parent PLUS loans can be borrowed by a parent of a dependent undergraduate student. Graduate students are also able to apply for a Graduate PLUS Loan for themselves.
• Private Loan — Private Education Loans, also known as Alternative Education Loans, can help bridge the gap between the cost of your education and the financial aid a student has. Private loans are offered by private lenders and the terms and rates can vary between lending organizations. Please reach out directly to the lender with specific questions.
• Satisfactory Academic Progress (SAP) — A federal regulation that requires recipients of federal financial aid to maintain a satisfactory rate of progress toward completion of a degree (pace), be in good standing based on a cumulative GPA, and meet maximum time frame requirements.
• Scholarship – A need-based or achievement-based award (sometimes referred to as merit based) issued to support a student’s education. This is considered gift aid and does not need to be paid back.
• Student Aid Index (SAI) — The SAI is an index number used to determine eligibility for federal student aid. This number results from information provided on the Free Application for Federal Student Aid (FAFSA). This is not an actual dollar amount that is expected to be paid.
• Verification — A federally mandated process to confirm the accuracy of data provided by selected applicants on the Free Application for Federal Student Aid (FAFSA). To complete the verification process, the student, their parent(s), or spouse, if applicable, are required to provide certain documents to the school for review. If the documentation the student provides the institution doesn’t match what was reported on the FAFSA, verification can result in changes to the student’s financial aid eligibility, and/or financial aid offers.
• Work-Study — Federal Work-Study provides part-time jobs for undergraduate and graduate students with financial need. If eligible, the amount listed in your financial aid package represents the amount you can earn up to in a single semester. Money earned through this program is issued directly to the student.

Financial Aid Appeals

If you or your family have circumstances that weren’t accounted for on your financial aid forms, we encourage you to reach out to your Financial Aid Counselor to see if a revision to your financial aid eligibility is possible.

Special Circumstances – Financial Considerations

The 2024/2025 FAFSA® results are based on your current assets and 2022 family income. However, sometimes family circumstances can change significantly and the U.S. Department of Education allows institutions to make adjustments to elements of a student’s FAFSA on a case-by-case basis. Circumstances may include a loss of income, a change in the number of people in the household, unusually high medical expenses not covered by insurance, or other significant changes. The Change in Family Financial Circumstances Appeal forms can be found on the Financial Aid Forms page.

Unusual Circumstance – Dependency Status Considerations

Answers to questions on FAFSA determine whether a student is considered dependent or independent for financial aid purposes. The federal student aid programs are based on the concept that it is primarily the student and their family’s responsibility to pay for the student’s education. A dependent student is assumed to have the support of parents, so the parents’ information must be assessed, along with the student’s, in order to get a full picture of the family’s financial strength.

There may be extraordinary circumstances that warrant students who do not meet the definition of independent to appeal their dependency status. Examples of extraordinary circumstances that could warrant dependency override may include: Parent(s) being incarcerated, abandonment by parent(s), an abusive or dangerous family environment or other clear manifestations of complete distancing of a student from their parent(s). Circumstances that do not warrant dependency override may include: Self-sufficiency (living on your own, paying your own bills), parent(s) who are unwilling to provide information or sign the FAFSA, parent(s) who are unwilling or unable to provide financial assistance for college, or parent(s) who no longer claim you as a dependent for income tax purposes The Dependency Override Appeal form can be found on the Financial Aid Forms page.

Provisional Independent Status

New for the 2024/2025 academic year, dependent students who do not provide parental information on the FAFSA will still be able to complete the application. The application will be provisionally processed as independent and the student will receive an estimated/provisional Student Aid Index (SAI) and show estimated eligibility for federal grants and loans. This does not guarantee that the student will be granted independent status for federal financial aid purposes. CCV will contact students for which we receive a provisional independent status via email within 30 days. Students will be asked to complete the Dependency Override Appeal to explain their circumstances. If the Dependency Override Appeal is approved, CCV will carry that decision forward to future award years without collecting documentation unless the student contacts CCV and indicates their circumstances have changed. The Dependency Override Appeal form can be found on the Financial Aid Forms page.

If you decide to drop or withdraw from a course or all of your courses during a semester, please contact your Financial Aid Counselor prior to your drop or withdrawal.

Federal financial aid is offered to students based on the expectation that they will attend their courses for the entire semester.

When a student who has received, or is otherwise eligible for, federal funds has withdrawn from a semester, CCV is required by law to perform a Return of Title IV Funds (R2T4) calculation to determine the percentage and amount of aid that the student earned up to the time of withdrawal. The outcome of an R2T4 calculation may result in CCV’s determination that a student owes funds to the college, the federal government, or both. The R2T4 calculation is separate from CCV’s Add/Drop and Refund policy.

Federal law requires CCV to calculate how much federal financial aid a student has earned if that student:

• Officially withdraws from CCV (e.g., begins the official withdrawal process or provides official notification of intent to withdraw).
• Unofficially withdraws from CCV (e.g., stops attending classes before completing 60% of the semester).

Or if a student is enrolled in Accelerated courses or courses that do not span the entire semester and that student:

• Does not complete half-time course enrollment in a semester with passing grades.
• Does not complete one course that includes 49% or more of the number of days in the semester with a passing grade.
• Does not complete a combination of courses that when combined contain 49% or more of the number of days in the semester with a passing grade (excluding scheduled breaks of five or more consecutive days and all days between courses)

A student’s withdrawal date is determined in the following order:

1. The date the student began the institution’s withdrawal process or officially notified the institution of intent to withdraw; or
2. the student’s last date of attendance at a documented academically related activity; or
3. the midpoint of the period for a student who stops attending all classes without notifying the institution.

The full Attendance Policy can be found on CCV’s policies and procedures page.

Any “unearned” aid must be returned to the federal Government in the following order:

1. Federal Direct Unsubsidized Loan
2. Federal Direct Subsidized Loan
3. Federal Parent PLUS Loan
4. Pell Grant
5. Supplemental Educational Opportunity Grant

The full Financial Aid Policy can be found on CCV’s policies and procedures page.

Credentials & Training

CCV offers credentialing and training opportunities at our locations around the state and online. These programs have been designed from the ground up with input from Vermont employers on the skills and knowledge they’d like to see workers equipped with.

Our Offerings

Credentials & Training

CCV offers credentialing and training opportunities at our locations around the state and online. These programs have been designed from the ground up with input from Vermont employers on the skills and knowledge they’d like to see workers equipped with.

Our Offerings

If you want to continue your education after CCV, we want to help you get there. We’re excited to introduce our new transfer pathways search tool, which you can use to quickly find the right pathway for you. Explore transfer options by CCV programs or degrees, search by transfer partners, or look up a specific program by name. View VT Guarantee partners and eligible programs below and visit VT Transfer Guarantee for more information.

Please note: Transfer Pathways will show you bachelor’s degree program options to partner institutions after completing your associate degree. 2+2 Pathways are articulated program maps from certain CCV programs to transfer partner bachelor’s degrees. 2+2 Pathways show you how the courses you take count and guarantee just 60 more credits after earning an associate degree at CCV.

Your benefits aren’t the only options available to you to help cover college expenses. Scholarships specifically for veteran and military-connected are available from organizations and foundations from around the world. The following list is by no means comprehensive, and as we hear about new scholarships or changes to existing ones, we’ll make updates here. In the meantime, if you know of a scholarship we’ve missed, please contact us.

For Veteran and Military-Connected Students

• Air Force Association Scholarships
• American Legion Non-Traditional Student Scholarship
• AMVETS Scholarships
• Armed Forces Communications and Electronics Association (AFCEA) Scholarships
• Army Emergency Relief Scholarships
• Army Scholarship Foundation
• Army Women’s Foundation
• Association of the United States Army (AUSA) Scholarship
• Children of Fallen Patriots Foundation
• Council of College and Military Educators Scholarships
• Dolphin Scholarship Foundation
• Folds of Honor Scholarships
• Military Order of the Purple Heart Scholarships
• Paralyzed Veterans of America Scholarships
• VA Mortgage Military Scholarship Program
• Veterans of Foreign Wars (VFW) Scholarships

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For High School Students

• Air Force Aid Society Merit Scholarship
• Chief Petty Officer Scholarship
• Chief Warrant and Warrant Officers Association John A Keller Scholarship
• Coast Guard Exchange Scholarship Program
• Huebner Scholarships
• Samsung American Legion Scholarship
• The American Legion Department of Vermont Scholarship Program
• Women’s Army Corps Veterans’ Association Scholarship

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For Spouses and Children

• Air Force Aid Society Education General Henry H. Arnold Education Grant Program
• Air Force Association Scholarships
• American Legion Legacy Scholarship
• DRS Guardian Scholarship
• Freedom Alliance Scholarship Fund
• Fry Scholarship
• Heroes’ Legacy Scholarship
• Hope for the Warriors Spouse/Caregiver Scholarship
• Marine Corps League Scholarship Program
• Military Officers Association of America Scholarships
• Military Order of the Purple Heart Scholarships
• Military Spouse Scholarships
• National Ranger Memorial Foundation Scholarship
• Navy League of the United States Scholarships
• Navy-Marine Corps Relief Society Education Assistance
• Paralyzed Veterans of America Scholarships
• Scholarships for Military Children Program
• Silent Warrior Scholarship Fund
• Special Operations Warrior Foundation Scholarship Program
• Tailhook Education Foundation Scholarships
• The Enlisted Association Memorial Foundation’s Scholarship Program
• VA Mortgage Military Scholarship Program
• Van Hipp Fallen Heroes Scholarship Fund
• Wings Over America Scholarship Program

Your Responsibilities to Ensure a Correct and Timely Payment

1. For all GI Bill® Benefits, submit your Certificate of Eligibility (COE) or eBenefits Statement verifying your eligibility to CCV prior to the start of your first semester.
   
2. Establish a direct deposit account with the VA.
   
3. Submit a Request for Enrollment Certificationeach time you register for classes, add a class, drop a class, or withdraw from a class.
   1. You can only be certified for classes which fulfill a specific requirement of your degree program. You will have to pay for courses outside your program with other resources.
   2. If using Chapter 33 benefits you must take 7 or more credits to receive a housing allowance. Check with your Veteran Advisor if taking accelerated classes for credit/stipend requirements.
   3. A delay in submitting the form will cause a delay in your certification, and thus, your payment.
4. Attend classes.
   
5. Verify your attendance each month (if required):
   • All chapters other than 31,33 and 35: Verify attendance using WAVE
   • Chapter 33: Verify attendance via text. Learn more here: Chapter 33 Enrollment Verification
   • Chapters 31 and 35 are not required to verify attendance
6. Notify your CCV VA Certifying Official of any changes to your class schedule or personal information.
   
7. Read anything the VA sends you thoroughly. This might eliminate any problems with timely receipt of payment.
   
8. Apply for the Yellow Ribbon Program if you are 100% CH 33 eligible and are an out-of-state student who does not qualify for in-state tuition under Section 702 of the Choice Act.

Understand the Impact of the Number of Course Credits Taken

• Benefits are distributed based on the level of enrollment you choose each semester (number of credits that are certified).

	Full Time	3/4 Time	1/2 Time	1/4 Time
Fall/Spring	12+ credits	9 – 11 credits	*6 – 8 credits	3 – 5 credits
Summer	9+ credits	7 – 8 credits	5 – 6 credits	3 – 4 credits

*Chapter 33, Post 9/11 GI Bill students enrolled in 6 or less credits in Fall/Spring will only receive funds for the cost of tuition and fees.

Submit All Transcripts from Military Training and Other Colleges and Review Transfer Equivalencies

Prior to starting at CCV, you must supply the CCV Registrar’s Office with official copies of your military transcript and transcripts from any other colleges you’ve attended.

• For all branches except Air Force, your military transcripts can be ordered from the JST System. Air Force members can receive their transcripts from the CCAF.
• Transcripts from all other colleges should be sent to :
  CCV Transcript Clerk
  PO Box 489
  Montpelier, VT 05601
  or emailed directly to registrar@ccv.edu.
• Once your transcripts have been received, review the transfer equivalencies with your CCV Academic Advisor to understand what is required to complete your degree. You may choose to appeal to the CCV Academic Dean to substitute courses for CCV requirements by providing additional details or explanations.

Actively Monitor Your Degree Plan to Ensure Required Courses Are Taken

• Only required courses can be certified to the VA or paid for using Tuition Assistance.
• Regularly review your Program Evaluation on the CCV Portal (in Web Services under Student Academic Planning) to see how your current courses fit into your plan.
• Work with your CCV Academic Advisor and the CCV Course Catalog to anticipate future coursework.

Verify Attendance Monthly

• For Chapters 30, 1606 and 1607 to receive your monthly check from the VA, use Web Automated Verification of Enrollment (WAVE) to verify your attendance each month.
• For Chapter 33, verify your enrollment each month via text. Learn more here: VA Chapter 33 Enrollment Verification

Understand the Consequences of Not Passing (or Dropping) Courses

• The VA and DoD require that you maintain satisfactory academic progress to retain benefits, including a 2.0 GPA.
• If you fail a course, you will be able to repeat it and utilize the GI Bill to retake the class. According to the evaluation system policy, if you need to take a course for a third attempt, an appeal to retake the course must be submitted in writing to the Academic Dean. CCV also requires students to maintain good academic standing.
• If you drop a course, withdraw from a course, or audit a course, you may be required to repay any GI Bill money you received for such classes.

Communicate with CCV Staff Promptly

• While the Veteran & Military Services Team makes every effort to follow-up on alerts and requests we receive directly, we are not always the first to know when something comes up in a student’s life – you are! We ask that you keep us informed about your life if it pertains to school or your benefits. The sooner we know, the more proactive we can be!

“GI Bill®” is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government web site at http://www.benefits.va.gov/gibill.