Federal Loans

Borrowing funds to pay for college expenses may be a wise investment in your future, but it deserves careful consideration. Federal Direct Loans are available to students who qualify for federal financial aid and are enrolled in at least 6 credits per semester. You must talk with the financial aid counselor at your academic center regarding the amount of Federal Direct Loan you need to borrow to cover your tuition, fees, books, and other qualified expenses. Federal Stafford Loans require you to complete a Master Promissory Note and Loan Entrance Counseling – follow these instructions on how to do that.

Federal Subsidized Direct Loans

These loans are available based on your demonstrated financial need. The federal government will pay the interest on a subsidized loan while you are in school and completing your program successfully. There are limits on how much you can borrow based on your year in school.

Federal Unsubsidized Direct Loans

Unsubsidized direct loans are available for students who don’t demonstrate financial need. You are responsible for all interest that accrues on the loan. You may choose to make interest payments while in school or defer interest payments, which will then be added to the principal of the loan. There are limits on how much you can borrow based on your year in school.

Federal Parent PLUS Loans

PLUS loans enable parents with good credit histories to borrow to pay for their child’s college expenses. The student must be enrolled at least half-time and in a degree program. You can borrow up to the student’s full cost of education less other types of financial aid.

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CCV – Vermont Is Our Campus

No matter where you live in Vermont, a CCV Academic Center is close to you!

  • “When I started at CCV I was nervous, but once I started taking classes it was fine. It’s a really great environment and the advisors are all really good.”

    Justin Mason CCV-Newport